6 Job Positions at Equity Bank: (Deadline 8 October 2025)
Relationship Supervisor – Channels at Equity Bank: (Deadline 8 October 2025)
About Equity Bank
Equity Bank is one of the region’s leading financial institutions, committed to transforming the lives and livelihoods of the people of Africa socially and economically. With a strong presence in Kenya, Uganda, Tanzania, Rwanda, DRC, and South Sudan, Equity Bank serves over 20 million customers – the largest customer base in Africa.
Currently, the Bank is seeking additional talent to join its team in the following role:
Position: Relationship Supervisor – Channels
The Relationship Supervisor – Channels will be responsible for:
Driving customer acquisition, retention, and income generation from all Bank payment channels.
Supporting the advancement of the Bank’s Digital Payment Strategy.
Leading the digitization journey of existing and new customers to ensure high uptake of digital solutions.
Key Responsibilities & Accountabilities
Sell and onboard customers to Bank digital platforms.
Deliver set targets as per the KPIs of the branch.
Recruit agents, collect documents, and process approvals at branch level.
Ensure agent activation and performance monitoring.
Achieve at least 90% activity rate for Agents, Merchants POS, and PWE Tills.
Drive growth in:
International Money Transfer (IMT) business.
Inter-country business.
Merchant POS and PWE business.
Promote adoption of new digital products.
Formulate and execute innovative digital offerings aligned with business goals and customer experience.
Manage product roadmaps & business cases for digital channel growth.
Monitor and manage card stock.
Build and maintain strong customer relationships through regular visits and follow-ups.
Ensure compliance with KYC and AML regulations.
Conduct market analysis & recommend technology enhancements.
Collaborate with Head Office to implement the payments business strategy.
Monitor channel performance and assess industry competition.
Qualifications, Experience, Skills & Attributes
Bachelor’s degree in a business-related field from a recognized institution.
Minimum 2 years’ experience in Agency or Merchant Acquiring business within the banking sector.
Driving license (Category A or B) is an added advantage.
Strong knowledge of Digital Channels Business & Operations.
Experience in relationship management.
Passion for technological innovation and awareness of global digital trends.
Analytical skills to interpret and evaluate financial statements.
Strong understanding of the banking industry, rules, and regulations.
Excellent sales, customer service, negotiation, and presentation skills.
Strong interpersonal skills with a results-driven attitude.
Application Guidelines
If you meet the above requirements, please submit your application quoting the job title in the subject line of your email. Your application should include:
Detailed CV
Copies of academic and professional certificates
Testimonials
Daytime telephone contact & email address
Email: jobsrwanda@equitybank.co.rw
Deadline: 8th October 2025
Equity Bank is an equal opportunity employer.
We value diversity of individuals, ideas, perspectives, and insights that strengthen our workplace.
https://equitygroupholdings.com/rw/uploads/RS-Channels–.pdf
CLICK HERE TO READ MORE AND APPLY
Agriculture Credit Analysts at Equity Bank: (Deadline 8 October 2025)
CAREER OPPORTUNITIES AT EQUITY BANK
About Equity Bank
Equity Bank is one of the region’s leading banks whose purpose is to transform lives and livelihoods of the people of Africa socially and economically, by providing modern, inclusive financial services that maximize opportunities.
With a strong presence in Kenya, Uganda, Tanzania, Rwanda, DRC, and South Sudan, Equity Bank serves more than 20 million customers – the largest customer base in Africa.
Currently, the Bank is seeking qualified professionals to join its team in the role below:
Job Title: Agriculture Credit Analyst
Department: Credit Risk / Underwriting
Reports to: Head of Credit Underwriting (with oversight from the Director of Credit)
Location: Head Office (Kigali)
Role Purpose
The Agriculture Credit Analyst will deliver specialized credit analysis, due diligence, and monitoring for agribusiness borrowers with loan needs in the RWF 300M – 500M range. The role requires applying sector knowledge to structure facilities aligned with agribusiness value chains, seasonality, and sector-specific risks, while ensuring efficiency in handling high transaction volumes.
Key Responsibilities
Conduct in-depth credit analysis of agribusiness clients (primary production, processing, distribution).
Integrate seasonality, crop/livestock cycles, and value chain dynamics in risk assessments.
Structure loans with suitable repayment schedules, risk mitigants, and covenants.
Monitor the agricultural loan portfolio, including early warning triggers (yields, weather, commodity prices).
Collaborate with Relationship Managers, agronomists, and regulators to ensure robust due diligence.
Efficiently process high volumes of agribusiness credit files while maintaining quality analysis.
Qualifications & Experience
Bachelor’s degree in Finance, Agribusiness, Economics, or a related field.
3–5 years’ experience handling agricultural credit in a financial institution.
Proven exposure to agribusiness deals in the RWF 300M – 500M range.
Familiarity with BNR regulations, sector-specific risks, and commodity financing dynamics.
Core Competencies
Strong credit structuring & risk assessment skills (agribusiness-specific).
Knowledge of agribusiness value chains, seasonality, and market dynamics.
Proficiency in cash flow modeling and stress testing for agriculture.
Strong documentation, report writing, and presentation skills.
High-volume case management ability.
Behavioral Skills
Integrity, accountability, and professional judgment.
Problem-solving with sector sensitivity.
Ability to prioritize and manage multiple files under pressure.
Collaborative mindset with commercial and risk teams.
Strong customer orientation while maintaining prudent credit judgment.
Performance Metrics
Quality of agriculture credit proposals.
Volume of agribusiness files processed.
Portfolio quality (PAR, NPL ratios).
Compliance with turnaround times (TAT) and governance standards.
Application Guidelines
If you meet the above requirements, submit your application quoting the job title in the subject line of your email. Applications should include:
Detailed CV
Copies of academic and professional certificates
Testimonials
Daytime telephone contact & email address
Email: jobsrwanda@equitybank.co.rw
Deadline: 8th October 2025
Equity Bank is an equal opportunity employer.
We value diversity of individuals, ideas, perspectives, insights, and what they bring to the workplace.
Equity Bank Rwanda Plc: Grand Pension Plaza | P.O Box 494 Kigali, Rwanda
Tel: 4555 / +250 788 190000 / +250 737 360000
www.equitygroupholdings.com/rw
CLICK HERE TO READ MORE AND APPLY
SME Credit Analyst(Large Borrowings at Equity Bank: (Deadline 8 October 2025)
CAREER OPPORTUNITIES AT EQUITY BANK
About Equity Bank
Equity Bank is one of the region’s leading banks with a mission to transform the lives and livelihoods of the people of Africa socially and economically, by providing modern and inclusive financial services that maximize opportunities.
With a strong footprint in Kenya, Uganda, Tanzania, Rwanda, DRC, and South Sudan, Equity Bank serves over 20 million customers – the largest customer base in Africa.
The Bank is currently seeking additional talent to join its team in the role below:
Job Title: SME Credit Analyst (Large Borrowings)
Department: Credit Risk / Underwriting
Reports to: Head of Credit Underwriting (with oversight from the Director of Credit)
Location: Head Office (Kigali)
Job Purpose
To provide high-quality credit analysis, due diligence, and portfolio monitoring for Small and Medium Enterprises (SMEs) with medium to large borrowing needs. The analyst will ensure credit proposals are rigorously assessed in line with the Bank’s Risk Acceptance Criteria (RAAC), regulatory guidelines, and risk appetite — balancing growth, profitability, and portfolio quality.
Key Responsibilities
Credit Appraisal & Underwriting
Conduct comprehensive financial, business, and sector analysis of SME borrowers.
Prepare well-structured credit proposals with emphasis on repayment capacity, risk mitigation, and covenant structuring.
Apply cash flow analysis (EBITDA, DSCR, free cash flow), leverage metrics, and sensitivity testing.
Ensure compliance with internal credit policy, RAAC, and BNR regulatory requirements.
Portfolio Monitoring & Risk Management
Track performance of approved facilities; prepare early warning reports and recommend risk mitigation.
Monitor portfolio concentration across sectors, collateral adequacy, and covenant compliance.
Provide input into periodic portfolio reviews and stress testing exercises.
Client & Stakeholder Engagement
Work closely with Relationship Managers to structure facilities that align with client needs and the Bank’s risk appetite.
Engage with auditors, valuers, legal experts, and regulators to ensure thorough due diligence.
Present credit recommendations to the Credit Committee and defend analysis with clarity and rigor.
Process & Governance
Support policy reviews and contribute to process improvements for SME credit.
Maintain a clear documentation trail for audit and compliance reviews.
Uphold the highest ethical standards, ensuring decisions are transparent, consistent, and defensible.
Qualifications & Experience
Bachelor’s degree in Finance, Accounting, Economics, or related field.
Master’s degree or professional qualification (CPA, ACCA, CFA) is an added advantage.
Minimum 8 years’ experience in credit analysis, risk management, or SME/corporate lending in a reputable financial institution.
Proven track record in analyzing medium-to-large SME exposures (loan sizes above RWF 500M preferred).
Solid understanding of Basel/BNR regulations, IFRS-9, and credit risk modeling.
Core Competencies
Strong financial analysis and credit structuring skills.
Proficiency in financial modeling, stress testing, and ratio analysis.
Excellent report-writing and presentation skills (clear executive summaries).
Knowledge of key SME sectors: manufacturing, trade, agribusiness, and services.
Skilled in collateral evaluation, covenant structuring, and legal documentation basics.
Behavioral Skills
Integrity, accountability, and professional judgment.
Strong critical thinking and problem-solving mindset.
Ability to work under pressure and manage multiple priorities.
Collaborative team player across Credit, Commercial, and Risk units.
Confidence in defending positions before Credit Committees.
Forward-looking mindset to anticipate sector and macroeconomic risks.
Performance Metrics
Quality of credit proposals (accuracy, timeliness, completeness).
Portfolio quality (maintaining PAR and NPL ratios within thresholds).
Compliance with turnaround times (TAT) and governance standards.
Feedback from the Credit Committee and internal stakeholders.
Application Guidelines
If you meet the above requirements, submit your application quoting the job title in the subject line of your email. Your application should include:
Detailed CV
Copies of academic and professional certificates
Testimonials
Daytime telephone contact & email address
Deadline: 8th October 2025
Email: jobsrwanda@equitybank.co.rw
Equity Bank is an equal opportunity employer.
We value the diversity of individuals, ideas, perspectives, and insights that strengthen our workplace.
CLICK HERE TO READ MORE AND APPLY
Retail Micro Credit and Social Inclusion Analyst at Equity Bank: (Deadline 8 October 2025)
Equity Bank is one of the region’s leading banks whose purpose is to transform the lives and livelihoods of the people of Africa socially and economically by availing them modern, inclusive financial services that maximize their opportunities.
With a strong footprint in Kenya, Uganda, Tanzania, Rwanda, DRC, and South Sudan, Equity Bank serves more than 20 million customers – the largest customer base in Africa.
Currently, the Bank is seeking additional talent to fill the following roles:
Job Titles:
Retail Credit Analyst
Micro Credit Analyst
Social Inclusion Analyst
Department: Credit Risk / Underwriting
Reports to: Head of Credit Underwriting (with oversight from the Director of Credit)
Location: Head Office, Kigali
Role Purpose
To support credit appraisal, underwriting, and monitoring of retail and micro-borrower segments. The analyst will review small-ticket loans (salary-based, group lending, working capital, micro-assets), ensuring quality assessment, compliance with RAAC, and adherence to TAT requirements.
Key Responsibilities
Credit Appraisals & Underwriting
Review retail and micro credit applications (salary loans, microbusiness loans, group loans).
Assess borrower repayment ability using salary slips, bank statements, business records, and group guarantees.
Prepare concise credit proposals ensuring compliance with RAAC and BNR guidelines.
Ensure collateral or guarantor adequacy as per product design.
Portfolio Monitoring & Risk Management
Track performance of retail and micro loan portfolios.
Flag early warning signals (arrears, delinquency trends).
Provide input into portfolio reports and support remedial action.
Client & Stakeholder Engagement
Liaise with Relationship Officers, Branch Managers, and Credit Committees.
Support front-line staff in structuring and documenting retail/micro loans.
Process & Governance
Ensure proper documentation and file completeness.
Support loan documentation checklists and contribute to TAT improvements.
Uphold transparency, consistency, and ethical standards.
Qualifications & Experience
Bachelor’s degree in Business, Finance, Economics, or related field.
Minimum 2 years’ experience in credit analysis, microfinance, or retail lending.
Demonstrated exposure to retail and micro loan files.
Familiarity with BNR guidelines, consumer lending rules, and microfinance dynamics.
Core Competencies
Strong numeracy and credit analysis basics.
Ability to assess repayment from limited documentation.
Report writing and communication skills.
Knowledge of microfinance group lending models and retail products.
Attention to detail and file management discipline.
Behavioral Skills
Integrity, professionalism, and accountability.
Willingness to learn and adapt.
Team player with strong collaboration skills.
Ability to manage pressure and high transaction volumes.
Customer sensitivity while maintaining prudent credit judgment.
Performance Metrics
Accuracy and timeliness of loan appraisals.
Portfolio quality (PAR ≤ 5% for retail/micro).
Compliance with TAT requirements.
Quality of file documentation.
Feedback from supervisors and committee reviews.
Application Procedure
If you meet the above requirements, submit your application quoting the job opportunity you are applying for as the subject of your email to:
Deadline: 8th October 2025
Please include:
Detailed Curriculum Vitae
Copies of relevant certificates and testimonials
Daytime telephone contact and email address
Only short-listed candidates will be contacted.
Equity Bank is an equal opportunity employer.
We value the diversity of individuals, ideas, perspectives, insights, and values, and what they bring to the workplace.
https://equitygroupholdings.com/rw/uploads/RETAIL–MICRO-CREDIT-AND-SOCIAL-INCLUSION-ANALYSTS.pdf
CLICK HERE TO READ MORE AND APPLY
SME Credit Analyst (RWF 300M – 500M Borrowings) at Equity Bank: (Deadline 8 October 2025)
CAREER OPPORTUNITY AT EQUITY BANK
Equity Bank is one of the region’s leading banks whose purpose is to transform the lives and livelihoods of the people of Africa socially and economically by availing them modern, inclusive financial services that maximize their opportunities.
With a strong footprint in Kenya, Uganda, Tanzania, Rwanda, DRC, and South Sudan, Equity Bank serves more than 20 million customers – the largest customer base in Africa.
Currently, the Bank is seeking additional talent to serve in the following role:
Job Title: SME Credit Analyst (RWF 300M – 500M Borrowings)
Department: Credit Risk / Underwriting
Reports to: Head of Credit Underwriting (with oversight from the Director of Credit)
Location: Head Office, Kigali
Role Purpose
To provide end-to-end credit analysis, due diligence, and portfolio monitoring for SME borrowers with borrowing needs in the RWF 300M–500M range. The role requires high-quality analysis, structured recommendations, and the ability to manage high volumes of SME credit applications without compromising standards.
Core Competencies
Financial and credit analysis skills.
Proficiency in financial modeling, stress testing, and ratio analysis.
Knowledge of SME business models and cash flow dynamics.
Strong report writing and presentation abilities.
Capacity to manage high transaction volumes.
Behavioral Skills
Integrity, accountability, and judgment.
Strong problem-solving and critical thinking.
Resilience under pressure with ability to juggle multiple files.
Team player with strong communication and committee defense skills.
Customer sensitivity while maintaining prudent credit judgment.
Performance Metrics
Quality and timeliness of SME credit proposals.
Volume of files processed without compromising standards.
Portfolio quality (PAR, NPL ratios within thresholds).
Compliance with TAT and governance standards.
Application Procedure
If you meet the above requirements, submit your application quoting the job opportunity you are applying for as the subject of your email to:
Deadline: 8th October 2025
Please include:
Detailed Curriculum Vitae
Copies of relevant certificates and testimonials
Daytime telephone contact and email address
Only short-listed candidates will be contacted.
Equity Bank is an equal opportunity employer.
We value the diversity of individuals, ideas, perspectives, insights, values, and what they bring to the workplace.
https://equitygroupholdings.com/rw/uploads/SME-CREDIT-ANALYST–RWF-300M—500M-CORROWINGS-.pdf
CLICK HERE TO READ MORE AND APPLY
Credit Manager – Large SMEs & Corporates at Equity Bank: (Deadline 8 October 2025)
Career Opportunity at Equity Bank Rwanda
Position: Credit Manager – Large SMEs & Corporates
Department: Credit Risk / Underwriting
Reports to: Head of Credit Underwriting
Location: Equity Bank Headquarters
Job Purpose
To provide high-quality financial and credit analysis for large SME and corporate exposures above RWF 1 billion, ensuring portfolio growth while maintaining risk appetite, compliance, and asset quality.
Key Responsibilities
Lead financial analysis including cash flow forecasting, EBITDA, DSCR, free cash flow, leverage, sensitivity, and scenario testing.
Develop and present detailed credit proposals, highlighting risks, mitigants, and covenant structures.
Structure facilities aligned with Risk Acceptance Criteria (RAAC) and BNR requirements.
Monitor large exposures, collateral adequacy, concentration risks, and covenant compliance.
Conduct stress testing at borrower and portfolio levels.
Recommend proactive restructuring or risk mitigation strategies.
Engage stakeholders (RMs, auditors, regulators, valuers) to ensure due diligence.
Mentor junior analysts and contribute to governance, RAAC, and policy frameworks.
Qualifications, Experience & Skills
Bachelor’s degree in Finance, Accounting, Economics, or related field.
Master’s degree / CFA / CPA / ACCA preferred.
Minimum 10 years progressive experience in credit analysis, corporate/SME lending, or risk management (with transactions above RWF 1B).
Strong knowledge of Basel/BNR guidelines, IFRS-9, and large exposure management.
Proficiency in Moody’s risk tools (Risk Analyst, CreditEdge, or equivalent).
Advanced financial modeling, stress testing, and ratio analysis skills.
Excellent report writing and presentation abilities.
Strong commercial awareness and sector knowledge.
Behavioral Attributes
Resilient, disciplined, and able to handle high-pressure situations.
High integrity, sound professional judgment, and strong work ethic.
Exceptional communication and persuasion skills.
Application Procedure
If you meet the above requirements, submit your application by 9th October 2025 quoting the job title in the subject line to:
Include:
Detailed CV
Copies of certificates and testimonials
Daytime telephone contact & email
Note: Only shortlisted candidates will be contacted.
Equity Bank is an equal opportunity employer and values diversity.
CLICK HERE TO READ MORE AND APPLY
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